Offers financial cover for hospitalization, medications, tests, and treatments due to illness or injury.
Available for both individuals and families, with options like Family Floater Plans.
Facilitates direct payments to network hospitals, simplifying emergency treatments.
Ensures mental comfort with the knowledge that health and financial wellbeing are secured.
Affordable premiums protect against high medical costs, preventing financial strain.
Includes coverage for preventive health checks to catch issues early.
Premiums paid are tax-deductible under Section 80D of the Income Tax Act.
Individual medical policies offer a range of coverage options, including hospitalization, doctor visits, prescription drugs, preventive care, and sometimes dental and vision care. Policyholders can select the coverage that best suits their healthcare needs.
Many individual medical policies include coverage for preventive care services, such as vaccinations, screenings, and wellness visits, often with little or no out-of-pocket cost to the policyholder. This emphasis on preventive care can help individuals stay healthy and detect potential health issues early.
While the cost of individual medical policies varies depending on factors such as coverage level, plan type, and individual health status, there are often subsidies or tax credits available to help make insurance premiums more affordable for eligible individuals and families.
Individual medical policies provide financial protection against unexpected medical expenses. While policyholders may be responsible for deductibles, copayments, and coinsurance, the insurance coverage helps mitigate the overall cost burden of healthcare services.
Individual medical policies are typically portable, meaning that policyholders can retain their coverage even if they change jobs or move to a different location, providing continuity of healthcare coverage.