Troth Insurance

Health Insurance

Health insurance, commonly referred to as Mediclaim in India, offers financial coverage for medical treatments and hospital stays. This insurance safeguards individuals from the economic burdens that can arise due to medical emergencies. When hospitalized because of an illness , health insurance covers various expenses, etc.. essentially encompassing nearly all associated expense and supports you financially at the need of emergency.

Types of Health Insurance

Health Insurance

By investing in an affordable annual premium, you can protect yourself against significant medical expenses, ensuring they don’t deplete your finances. Health insurance policies can be tailored for individuals or families under a Family Floater Health Insurance Plan. Additionally, premiums paid towards health insurance are eligible for tax deductions under Section 80D of the Income Tax Act, 1961, offering further financial benefits.

Key Highlights

Comprehensive Coverage

Offers financial cover for hospitalization, medications, tests, and treatments due to illness or injury.

Flexible Plans

Available for both individuals and families, with options like Family Floater Plans.

Cashless Hospitalization

Facilitates direct payments to network hospitals, simplifying emergency treatments.

Peace of Mind

Ensures mental comfort with the knowledge that health and financial wellbeing are secured.

Financial Protection

Affordable premiums protect against high medical costs, preventing financial strain.

Encourages Preventive Care

Includes coverage for preventive health checks to catch issues early.

Tax Benefits

Premiums paid are tax-deductible under Section 80D of the Income Tax Act.

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Individual Mediclaim Policy

An Individual Medical Policy is a type of health insurance plan that provides coverage for medical expenses incurred by an individual. Unlike group health insurance plans offered by employers, individual medical policies are purchased directly by individuals or families from insurance companies or through healthcare marketplaces.

Key Highlights

Coverage Options

Individual medical policies offer a range of coverage options, including hospitalization, doctor visits, prescription drugs, preventive care, and sometimes dental and vision care. Policyholders can select the coverage that best suits their healthcare needs.

Preventive Care

Many individual medical policies include coverage for preventive care services, such as vaccinations, screenings, and wellness visits, often with little or no out-of-pocket cost to the policyholder. This emphasis on preventive care can help individuals stay healthy and detect potential health issues early.

Affordability

While the cost of individual medical policies varies depending on factors such as coverage level, plan type, and individual health status, there are often subsidies or tax credits available to help make insurance premiums more affordable for eligible individuals and families.

Financial Protection

Individual medical policies provide financial protection against unexpected medical expenses. While policyholders may be responsible for deductibles, copayments, and coinsurance, the insurance coverage helps mitigate the overall cost burden of healthcare services.

Portability

Individual medical policies are typically portable, meaning that policyholders can retain their coverage even if they change jobs or move to a different location, providing continuity of healthcare coverage.

Our Products

Individual Insurance

Car Insurance, Two Wheeler Insurance, Commercial Vehicle Insurance & more

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Corporate Insurance

Marine Insurance, Fire Insurance, Burglary Insurance and more

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Life Insurance

Business Insurance, Term Life Insurance, Savings Insurance & more

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