Claims
Steps to Register Claims
1. Claim Intimation
Notify Troth Insurance immediately after an incident via helpline, email, or online form. Provide your policy number and incident details. You will receive a claim reference number and acknowledgment.
2. Surveyor Appointment
A surveyor will be appointed within 24 hours to assess the damage or loss. The surveyor will contact you to schedule an inspection and gather necessary details and evidence during the survey.
3. Documentation
Collect and submit all required documents, such as the policy copy, claim form, and incident report. Troth Insurance will verify the documents and may request additional information if needed.
4. Technical & Legal Advice
Consult with our in-house experts for advice on technical and legal aspects of your claim. We offer guidance on complex issues and recommend further professional help if needed.
5. Claim Settlement
Troth Insurance will review the survey report and documentation, then ofer a settlement. Accept the ofer, and the claim amount will be transferred to your account. Provide feedback on your experience.
You can efficiently register and process your claims with Troth Insurance. Our dedicated team is here to assist you at every stage, ensuring a smooth and hassle-free experience.
Claims Consultancy
We are IRDAI approved insurance broker, specializes in claims consulting within the insurance and risk management industry. Our expert team provides guidance and assistance in navigating the complex process of insurance claims, offering technical advice on claim validity, managing stakeholders such as insurers, surveyors, and lawyers, and guiding through escalations with regulatory bodies if needed. We excel in disputed claim services, providing expert assistance for disputed or declined claims across all types of insurance. With our claim services, we offer end-to-end support from documentation to settlement coordination. Additionally, our claim control services analyze claim patterns to minimize future occurrences, ultimately reducing your overall premium outflow. Trust Claim Salahkar for comprehensive and effective claims management solutions tailored to your needs.
Policy Auditing & Scrutiny
Our team of experts at Troth meticulously reviews client policies, identifying discrepancies, inadequate coverage, missing elements, and unaddressed risks. We provide guidance to rectify these issues, minimizing fnancial exposure in case of a loss or claim. Policy auditing and scrutiny involve thoroughly examining insurance policies to ensure compliance with regulations, accuracy of information, adequacy of coverage, clarity of terms and conditions, accuracy of premiums, and proper risk assessment. This process is crucial to ensure policies accurately represent coverage agreements, preventing misunderstandings and adequately protecting against potential risks. Trust us to safeguard your interests through meticulous policy auditing and scrutiny.
Loss Minimization Advice
At Troth, we specialize in guiding individuals, organizations, and businesses in minimizing losses through effective risk management and insurance strategies. Our team of experts proactively assesses and mitigates various risks to reduce financial and other potential losses. In cases where settlement times for certain liability covers can be delayed indefinitely, we offer commercial facilitation of settlement claims, thereby reducing legal and defense costs and time. This advice, commonly provided by insurance companies and risk management professionals, aims to prevent or decrease the severity of losses resulting from accidents, disasters, liabilities, or other risks. We provide loss minimization advice through risk assessment, suggesting preventative measures, advising on compliance and best practices, offering training and education, reviewing insurance coverage, and assisting in emergency response planning. Our primary goal is to help entities manage risks effectively, reduce losses, and preserve assets, ultimately promoting a safer and more secure environment while saving costs. Trust Troth to safeguard your interests and mitigate potential risks.
Claim Resolution
Claim resolution in insurance involves settling claims made by insured parties for losses or damages covered by their policies. The process includes claim submission, investigation, coverage determination, claim valuation, negotiation, settlement, and claim closure. Efective communication between the insured and insurer is crucial for a fair and timely resolution. Disputes may arise, but mechanisms like arbitration or legal action can address them if needed.