Know the Difference: Burglary Vs Theft

Both Burglary and Theft are different terms and the insurance companies treat them as different covers. Often customers assume that both the terms entail same coverage which is not the case. Hence one should carefully read the policy document to understand the coverages...

Product Liability Insurance-Understanding the Fine Print

Companies targeted by product liability suits often assume that they will need to pay only a single insurance deductible even if their product injured thousands of consumers. This assumption, however, is fatally flawed...

How Does Liability Arise For Food Products?

A small stone in her ready-to-eat food packet or a worm in her cake harms a consumer. When situations like this occur, the issue of who is liable for injuries caused by foreign objects in food arises. Central to resolving this issue is the consumer expectations test...